Joe Sheehan brought his mass knowledge of the ND housing market to HOT 975 on 11/1 and here are the topics we tackled.

1)Don't end up in a closing emergency-local lenders give you local power to create solutions for your house closing.

2)Cornerstone Bank is on their 3rd year reign as champions of Affordable Housing in ND. There are many updates to the ND Affordable Housing program reach out to Cornestone Bank at 355-HOME for more information!

3) The effects of hurricance Sandy on the housing market- increase in lumber,steel,supply,emergency relief cost!

4)Election effecting the housing market - will house buying requirements be made stricter,what will happen to interest rates? Keep your eyes glued to November 6th.

For all your bank,mortgage and lending needs reach out to Cornerstone Bank at 355-HOME or visit http://www.cornerstonemortgage.net/Default.aspx