Have you gotten your $1,200 stimulus check yet? I'm in the boat with people who are still waiting. I've tried to get find out the status, with no luck. I've put my information in on the IRS website, I've call the "800" numbers, etc. Still, no answers.

Now, I didn't file my 2019 taxes yet, but I filed in 2018, and every year prior to that. When I've searched for answers online, my address isn't recognized. When I called one of the help numbers, I was stuck listening to an automated menu loop and never got to talk to a representative. It looks like the next place that I'll be looking for the check is in the mail.

According to Business Insider, some people are receiving their stimulus checks in the form of a prepaid debit card. Unfortunately, though, people are receiving these debit cards and disposing of them, thinking the debit cards are being sent by scammers. The Business Insider article says that, if a replacement card needs to be sent, there is a $7.50 fee.

I'm glad I learned about this now, because I would totally do something like shred or throw away an unsolicited debit card. You can see what the card looks like in the Business Insider article. If I got this card, i would honestly think it was fraudulent - it looks sketchy. That's not the only thing I don't like about the card.

I don't know about you, but I don't really want the money in a form of a debit card. I want it linked to my bank account. I feel like it's going to be more like a $1,200 gift card to spend. I don't want to blow this money, I want to use it wisely and save, too.

What do you think about getting your money on a government-issued debit card?